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Salt Lake City, Utah - Homes & Condos: Loan Pre-approval

Salt Lake City home buyers get pre-qualified for a mortgage by providing the lender with basic information over the phone. Based on this, the lender provides an opinion for how much capital the buyer qualifies. The lender is taking the buyers word for it and does not pull credit or verify the info. This is a good first step to see what you can qualify for.

Pre-Approved for a Mortgage

Getting pre-approved for a mortgage is taking it a step further. The lender pulls your credit and you fill out an application. This is the step you should take before you actually go out and start looking at Salt Lake City homes and condos.
The advantage of being pre-approved over just being pre-qualified is that you are a stronger buyer. You can search with confidence and when you find the home you' been looking for, negotiate with confidence and make that home yours.

If your plan is to move from one home to another, just putting your home on the market isn’t enough. Your home will need to be ready to show and you’ll need a strategy to accomplish the sale and purchase of another home in a reasonable time frame.

With 10 years selling homes in metro Salt Lake and 20 years in the real estate business, I have many strategies and an in depth understanding of what it takes to help you sell and buy another home. Call or email me if you’d like to take advantage of this opportunity!

Contact SLCHomeBuyer and Kevin Coyle

Applying for a Loan and Loan Preapproval in Salt Lake City Utah